27 affordable meals that won’t make your retirement fund cry

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Who says eating well has to come with a side of financial ruin? With these affordable meals, you can enjoy great food without your retirement fund breaking into a cold sweat. Get ready for recipes that are easy on the wallet and perfect for keeping your future golden years as bright as your dinner plate.

A bowl of white bean soup with carrots and croutons.
White Bean Soup. Photo credit: Real Balanced.

Shake and Bake Pork Chops

Two shake and bake pork chops on a plate.
Shake and Bake Pork Chops. Photo credit: Real Balanced.

Shake and Bake Pork Chops are perfect when you want to whip up something that seems fancy without actually being fancy. Then, bake the pork chops with mayo, breadcrumbs, and herbs. The crispy outside and juicy inside make these chops a hit at any table. This 25-minute meal is a great way to cut down on takeout and keep your budget on track. They’re a staple for a no-stress dinner that everyone enjoys. Plus, they’ll make you feel like a kitchen wizard without any real magic required.
Get the Recipe: Shake and Bake Pork Chops

Garlic Butter Chicken Bites

A plate of garlic butter chicken bites.
Garlic Butter Chicken Bites. Photo credit: Real Balanced.

Garlic Butter Chicken Bites are your go-to when you want something quick, easy, and with a little bit of flair. Cut chicken breasts into pieces, fry them, and toss with garlic butter sauce. They give a burst of garlic flavor in every bite, perfect for a perfect weeknight meal. They’re ready in 20 minutes and help you save money so you can focus more on your savings. Plus, their golden, crispy texture makes them irresistible. If you’re trying to impress on the cheap, these chicken bites have your back.
Get the Recipe: Garlic Butter Chicken Bites

Sausage and Veggies Sheet Pan Dinner

Sausage and veggies sheet pan dinner with a spoon.
Sausage and Veggies Sheet Pan Dinner. Photo credit: Real Balanced.

Sausage and Veggies Sheet Pan Dinner is the ultimate set-it-and-forget-it meal. Just toss Polish sausage, zucchini, broccoli, and peppers in a pan, roast for 30 minutes, and you’re done. The flavorful sausage and roasted veggies give a hearty, comforting meal with minimal effort. It’s a smart pick for a no-stress, affordable meal that helps you save for the future. Plus, it’s a colorful dish that brightens your dinner table. And let’s be honest, it’s nice to have dinner handle itself while you handle, well, not dinner.
Get the Recipe: Sausage and Veggies Sheet Pan Dinner

Easy Tuna Noodle Casserole

A casserole dish filled with pasta and peas.
Easy Tuna Noodle Casserole. Photo credit: Real Balanced.

Easy Tuna Noodle Casserole is all about keeping it budget-friendly and straightforward. With ingredients like canned tuna and egg noodles, it’s prepped and ready in 30 minutes. This casserole is creamy and comforting, perfect for a chilly evening. It’s also versatile, so you can add any extra veggies you have on hand. Great for saving money and time, making it easier to focus on your goals. If you’re looking for a dinner that’s as easy as pie — actually, easier than pie — this is your dish.
Get the Recipe: Easy Tuna Noodle Casserole

Reuben Bowls

A bowl of coleslaw with creamy dressing, garnished with green onions, served in a ceramic bowl with a fork.
Reuben Bowls. Photo credit: Real Balanced.

Reuben Bowls mix things up when you’re bored with your usual dinner routine. In just 30 minutes, combine corned beef, cabbage, sauerkraut, and Swiss cheese, topped with Thousand Island dressing. This meal packs the classic Reuben flavors into a simple bowl format, making it a delicious dinner option. It’s a smart way to eat well and save cash. And with its rich flavors, it’s a great way to spice up your meal routine. Who says you can’t have fun while being frugal? Certainly not this dish.
Get the Recipe: Reuben Bowls

Broccoli Casserole

A casserole dish with broccoli and cheese in it.
Broccoli Casserole. Photo credit: Real Balanced.

Broccoli Casserole is the hero of the dinner table. It combines fresh broccoli with a creamy sauce and cheese, all baked to perfection. It’s a comforting dish that’s both nourishing and delicious, perfect for a family dinner. It’s easy, affordable, and perfect for keeping meal costs low while enjoying what you eat. Plus, it’s a great way to get kids to enjoy their veggies. Really, it’s like a sneaky veggie ninja, making everyone eat green without stress.
Get the Recipe: Broccoli Casserole

Canned Chicken Patties

Chicken patties with broccoli on a plate.
Canned Chicken Patties. Photo credit: Real Balanced.

Canned Chicken Patties are a quick, inexpensive way to fill up. Mix canned chicken with eggs and Parmesan, make patties, and cook. They’re ready in 20 minutes and go great with a simple side salad, keeping your meal budget-friendly. These patties are lightly crispy outside with a tender center, serving a simple yet delicious meal option. They’re also versatile, great for sandwiches or as a main with sides. Plus, they’re perfect for those nights when you’d rather read a book than hover over a stove.
Get the Recipe: Canned Chicken Patties

White Bean Soup

A bowl of white bean soup with carrots and croutons.
White Bean Soup. Photo credit: Real Balanced.

White Bean Soup is simplicity at its finest. Canned beans, a handful of veggies, and some spinach come together to form a soup that’s comforting and easy on your finances. It’s thickened by pureeing some of the beans right in the pot, adding a creamy texture without the cream. Ready in about 40 minutes, it’s a no-brainer for those chilly evenings when you want something soothing without the stress of a complicated recipe or the dread of a drained bank account.
Get the Recipe: White Bean Soup

Tuna Macaroni Salad

Close-up of a creamy pasta salad sprinkled with paprika and garnished with chopped herbs in a white bowl.
Tuna Macaroni Salad. Photo credit: Real Balanced.

Tuna Macaroni Salad is perfect when you want something quick and easy but still feel like you’ve made an effort. It’s a classic cold pasta salad with the goodness of tuna and eggs mixed with the creaminess of mayonnaise and the crunch of relish. Ready in just 20 minutes, this dish is a no-brainer for busy weekdays. It’s light on the wallet but still packs a punch in flavor and satisfaction. Plus, it’s a perfect dish for meal prepping, saving you from the dreaded question of what’s for lunch tomorrow.
Get the Recipe: Tuna Macaroni Salad

Spinach Chicken Bake

A serving spoon serving of creamy spinach chicken bake.
Spinach Chicken Bake. Photo credit: Real Balanced.

Spinach Chicken Bake is the ultimate meal when you need to feed a bunch without emptying your pocket. It combines juicy chicken thighs with creamy cheeses and the fresh kick of spinach, all baked into a gooey, cheesy treat. Ready in 45 minutes, this dish is cost-effective and perfect for those evenings when you want to throw everything in the oven and forget about it. It’s great for leftovers, too, so you can relive the joy without the work the next day. And who doesn’t love a dish that keeps on giving?
Get the Recipe: Spinach Chicken Bake

Chicken Tater Tot Casserole

A casserole dish filled with tater tots, shredded chicken, and corn, topped with melted cheese and green onions.
Chicken Tater Tot Casserole. Photo credit: Real Balanced.

Chicken Tater Tot Casserole is as comforting as a fluffy blanket on a chilly evening. This one is loaded with shredded chicken, creamy mushroom soup, and a golden layer of tater tots topped with melted cheese. It’s a simple throw-together meal that doesn’t ask much from your wallet or time. Ready in just 45 minutes, this casserole is a crowd-pleaser and makes a ton, which means leftovers for days. It’s the financial advisor of casseroles: it saves you money today, so you have more for tomorrow.
Get the Recipe: Chicken Tater Tot Casserole

Stuffed Bell Pepper Casserole

Stuffed bell pepper casserole in a pan with a wooden spoon.
Stuffed Bell Pepper Casserole. Photo credit: Real Balanced.

Stuffed Bell Pepper Casserole is like the budget-friendly cousin of the classic stuffed peppers, minus the stress. It’s a one-pan wonder ready in under an hour with ground meat, rice, and bell peppers tossed together with tomatoes and spices. It’s designed to stretch your ingredients and is great for using any leftovers in your fridge. This dish is a smart move for anyone looking to cut back on spending without cutting back on flavor. And let’s be honest, who isn’t looking to save a bit here and there?
Get the Recipe: Stuffed Bell Pepper Casserole

Cabbage and Sausage

A pan of cabbage and sausage garnished with fresh herbs.
Cabbage and Sausage. Photo credit: Real Balanced.

Cabbage and Sausage combines smoked sausage with chunks of cabbage that cook down to absorb all the flavorful juices, creating a simple yet hearty meal. It’s one of those dishes you can have on the table in about 25 minutes, making it perfect for those ‘I can’t even think about cooking’ nights. It’s light on the budget but heavy on satisfaction; serving great meals doesn’t need to be complicated or expensive. Plus, it’s practically foolproof — great news for the gastronomic-challenged among us.
Get the Recipe: Cabbage and Sausage

Chicken Caesar Pasta Salad

A fresh Caesar salad with chicken, croutons, tomatoes, and dressing, served in a large white bowl with a fork.
Chicken Caesar Pasta Salad. Photo credit: Real Balanced.

Chicken Caesar Pasta Salad is your weeknight warrior. It throws together crisp romaine, juicy cherry tomatoes, tender chicken, and hearty pasta — all dressed up in creamy Caesar. It’s a fresh take on dinner ready before you can even think about picking up the phone to order takeout. This salad is an absolute win for anyone watching their budget — it’s filling, easy to make, and even easier on the purse strings. Plus, it’s light enough to keep you feeling good but hearty enough to fend off the hunger pangs.
Get the Recipe: Chicken Caesar Pasta Salad

Slow Cooker Split Pea Soup

Slow cooker split pea soup in a slow cooker with a spoon.
Slow Cooker Split Pea Soup. Photo credit: Real Balanced.

Slow Cooker Split Pea Soup is the superhero of low-effort, high-reward meals, perfect for those who’d rather spend their evenings unwinding than cooking. Just throw in split peas, broth, and ham, and let your slow cooker do its magic. It cooks slowly, mingling flavors to create a rich, hearty soup that’s a hug in a bowl on a cold day. And let’s be real, it’s as wallet-friendly as it gets. This soup practically cooks itself while you tackle your day, showing that good food doesn’t need to eat up your budget or time.
Get the Recipe: Slow Cooker Split Pea Soup

Loaded Broccoli Cauliflower Casserole

Loaded broccoli cauliflower casserole in a baking dish garnished with green onions.
Loaded Broccoli Cauliflower Casserole. Photo credit: Real Balanced.

Loaded Broccoli Cauliflower Casserole shows you don’t need to spend big for a big flavor. Picture this: broccoli and cauliflower drowning in a cheesy sauce, topped with crispy bacon bits — sounds like a dream, right? It’s quick to whip up, making it perfect for those ‘oops, I forgot about dinner’ moments. Plus, it uses frozen veggies, a win for keeping things cheap without skimping on nutrition. A real game-changer for your weeknights and your wallet.
Get the Recipe: Loaded Broccoli Cauliflower Casserole

Crock Pot Taco Soup

A crock pot of taco soup.
Crock Pot Taco Soup. Photo credit: Plays Well With Butter.

Crock Pot Taco Soup is like that reliable friend who’s always fun but never demands too much from you. Toss in some ground beef, cream cheese, canned tomatoes, and a few spices, then let it bubble away in your crock pot. Whether you go fast on high or let it simmer on low, this dish is a flavor fiesta that’s light on the pocket. It’s also perfect for meal prep, stretching your dollar further while keeping everyone’s bellies full and happy. Who said budget-friendly meals had to be boring?
Get the Recipe: Crock Pot Taco Soup

Baked Ravioli

A close-up of a cheesy baked ravioli garnished with herbs, with a fork lifting a portion to show the melted cheese.
Baked Ravioli. Photo credit: Real Balanced.

Baked Ravioli is your go-to when you need a comforting meal without the hassle or the hefty price tag. It starts with frozen ravioli, smothered in marinara and sprinkled with cheese, then baked to achieve that gooey, cheesy goodness we all crave. It’s like lasagna’s laid-back cousin that doesn’t demand too much time or money. This dish keeps your stomach and wallet comfortably full while leaving you with leftovers for lunch the next day. It’s great for feeding a crowd, too.
Get the Recipe: Baked Ravioli

Bacon Ranch Chicken Salad Cucumber Boats

Bacon ranch chicken salad cucumber boats lined up on a plate.
Bacon Ranch Chicken Salad Cucumber Boats. Photo credit: Real Balanced.

Bacon Ranch Chicken Salad Cucumber Boats might be your new lunchtime hero. They’re quick to assemble with canned chicken, bacon, and a bit of homemade ranch tucked into crisp cucumber boats. It’s light, fresh, and easy on the budget — what’s not to love? These little boats are perfect for a quick snack or a no-stress lunch that won’t make your wallet weep. Plus, they’re so simple that even your kids could make them. But let’s keep that our little secret, shall we?
Get the Recipe: Bacon Ranch Chicken Salad Cucumber Boats

Creamy Ground Beef Skillet with Cauliflower Rice

Creamy ground beef skillet with cauliflower rice with a wooden spoon.
Creamy Ground Beef Skillet with Cauliflower Rice. Photo credit: Real Balanced.

Creamy Ground Beef Skillet with Cauliflower Rice is the weeknight warrior you didn’t know you needed. It’s fast, filling, and made with ingredients that won’t have you clutching your wallet in despair. Think ground beef and cauliflower rice thrown together in one skillet for a meal ready in 30 minutes flat. It’s perfect for those nights when you’re running on empty but still want to put a decent, home-cooked meal on the table. It’s one less dish to wash, which is always a win in my book.
Get the Recipe: Creamy Ground Beef Skillet with Cauliflower Rice

Jalapeño Popper Chicken Salad

A glass bowl of jalapeño popper chicken salad ingredients.
Jalapeño Popper Chicken Salad. Photo credit: Real Balanced.

This Jalapeño Popper Chicken Salad is a lively mix of baked chicken, crispy bacon, and charred jalapeños combined with a creamy dressing of mayo or sour cream, spiced with hot sauce. Ready in about 40 minutes, it’s perfect for those who love bold flavors but need to watch their spending. You get the kick of jalapeños without the restaurant price tag. Making this salad at home saves you money and helps you avoid those overpriced takeout salads that are never as filling as they should be. Plus, it’s a great way to use any leftover chicken in your fridge.
Get the Recipe: Jalapeño Popper Chicken Salad

Cheesy Beef Casserole with Cauliflower Rice and Spinach

Cheesy beef casserole with cauliflower rice and spinach being spooned out of a baking dish.
Cheesy Beef Casserole with Cauliflower Rice and Spinach. Photo credit: Real Balanced.

Cheesy Beef Casserole with Cauliflower Rice and Spinach combine ground beef, cauliflower rice, spinach, and cheddar cheese into a hearty meal in 30 minutes. This dish can also be frozen for busy weeknights. Using affordable ingredients helps stretch your food budget and makes meal planning easier, perfect for fun family dinners. It’s also a sneaky way to get some veggies into the kids without them noticing. No one will believe this dish didn’t cost a fortune, and it’s great for avoiding the nightly “what’s for dinner” debate.
Get the Recipe: Cheesy Beef Casserole with Cauliflower Rice and Spinach

Green Chile Chicken

Green chile chicken in a pan with a wooden spoon.
Green Chile Chicken. Photo credit: Real Balanced.

Green Chile Chicken is a simple dinner option that combines chicken with green chilies and cheese into a creamy, mildly spicy dish. It takes just 20 minutes to prepare, perfect for quick weeknight meals. This dish is great for those who need to whip up dinner fast without spending a lot. Using common ingredients, you can avoid extra trips to the store, saving time and money. You’ll get that pleasing taste without the hassle, making this meal a hero on those chaotic weeknights when you can’t deal with a long cooking session.
Get the Recipe: Green Chile Chicken

Mini Spicy Canned Salmon Patties

Mini spicy canned salmon patties in a serving bowl.
Mini Spicy Canned Salmon Patties. Photo credit: Real Balanced.

Mini Spicy Canned Salmon Patties are made from affordable canned salmon mixed with eggs, jalapeños, and pork rinds. These patties are quick and economical, ready in about 30 minutes, and great for a light dinner or a snack. Canned salmon saves money, making this recipe a smart choice for cutting grocery bills. These patties can easily become a budget-friendly go-to meal. They pack a punch of flavor without breaking the bank, perfect for those nights when you want something different but don’t want to mess with a complicated recipe.
Get the Recipe: Mini Spicy Canned Salmon Patties

Cheesy Fajita Baked Chicken

Cheesy chicken fajita bake in a baking pan.
Cheesy Fajita Baked Chicken. Photo credit: Real Balanced.

Cheesy Fajita Baked Chicken combines chicken, cream cheese, mozzarella, and sweet peppers into a flavorful meal in 30 minutes. It’s a practical choice for a filling dinner that saves money and time, perfect for busy evenings. This dish feeds the family a great meal without the hassle or high cost. Plus, it’s got that cheesy goodness everyone loves, making it a hit even with picky eaters. Skip the takeout and whip this up instead; your wallet will thank you, and so will your taste buds.
Get the Recipe: Cheesy Fajita Baked Chicken

Fried Cabbage with Bacon

A pan full of bacon and cabbage with a wooden spoon.
Fried Cabbage with Bacon. Photo credit: Real Balanced.

Fried Cabbage with Bacon uses simple ingredients like cabbage, bacon, and onion to create a quick, hearty dish, perfect for a last-minute dinner. It cooks in minutes and is a great way to use pantry staples effectively. This meal is particularly good for busy nights when you need something straightforward yet filling, helping keep your grocery budget in check. It’s also a great way to use that lonely cabbage head sitting in your fridge. Quick, easy, and flavor-packed — what’s not to love?
Get the Recipe: Fried Cabbage with Bacon

Chicken Corn Soup

Two bowls of chicken corn soup garnished with parsley.
Chicken Corn Soup. Photo credit: Real Balanced.

Chicken Corn Soup combines chicken, potatoes, carrots, and corn into a hearty, budget-friendly dish. This soup is rich and filling, perfect for large-batch cooking. It’s a great choice for stretching your grocery dollar. It is a comforting meal that can be frozen and enjoyed later, saving time and money. This soup is the perfect answer to those cold nights when you need something comforting but don’t want to spend a ton. Make a big batch, and you’ve got dinner sorted for days, giving you more time to relax.
Get the Recipe: Chicken Corn Soup

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