27 low-cost recipes so you can retire happy

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Nobody said saving for retirement meant eating bland food every night, and we’re here to prove it. These low-cost recipes don’t just stretch your grocery budget — they’ll remind you that great meals don’t have to come with a side of financial stress. Whether you’re juggling a spreadsheet or just trying to keep things simple, these dishes will hit that sweet spot between smart choices and great taste.

Loaded broccoli cauliflower casserole in a baking dish garnished with green onions.
Loaded Broccoli Cauliflower Casserole. Photo credit: Real Balanced.

Shake and Bake Pork Chops

Two shake and bake pork chops on a plate.
Shake and Bake Pork Chops. Photo credit: Real Balanced.

Shake and Bake Pork Chops are a great choice when you need something budget-friendly and filling. Just coat the pork chops in mayo, roll them in breadcrumbs, and let the oven handle the rest. In 30 minutes, you’ll have a comforting meal that’s quick to make and easy on your wallet. Plus, every bite feels like a small win toward your savings. It’s the kind of dinner that doesn’t ask too much but makes you feel accomplished. Great for when you want to eat well and stay on track with those retirement goals.
Get the Recipe: Shake and Bake Pork Chops

Easy Tuna Noodle Casserole

A casserole dish filled with pasta and peas.
Easy Tuna Noodle Casserole. Photo credit: Real Balanced.

Easy Tuna Noodle Casserole is perfect when you want a quick, inexpensive, and comforting meal. You can whip up a filling dinner without needing a trip to the store with just a few pantry staples like egg noodles, canned tuna, and peas. It’s ready and feels like a hug at the end of a busy day. It’s nice to know that you’re saving time and setting aside a little extra for your future. This casserole shows you don’t have to spend much to enjoy a great dinner and still be smart with your money.
Get the Recipe: Easy Tuna Noodle Casserole

Slow Cooker Split Pea Soup

Slow cooker split pea soup in a slow cooker with a spoon.
Slow Cooker Split Pea Soup. Photo credit: Real Balanced.

Slow Cooker Split Pea Soup is an easy solution when you want a hot meal without spending much. Just toss in split peas, ham, carrots, and celery, and let your slow cooker take over. You come home to a ready and waiting dinner, giving you one less thing to worry about. It’s also a great way to use leftover ham, making sure nothing goes to waste. The slow cooking does all the work, blending everything into a comforting soup. This recipe lets you feed your family well while sticking to your savings plan.
Get the Recipe: Slow Cooker Split Pea Soup

Sausage and Veggies Sheet Pan Dinner

Sausage and veggies sheet pan dinner with a spoon.
Sausage and Veggies Sheet Pan Dinner. Photo credit: Real Balanced.

Sausage and Veggies Sheet Pan Dinner is a thoughtful way to quickly get dinner on the table without overspending or making a mess. Throw sausage, zucchini, broccoli, and peppers in a pan, then roast. In about 30 minutes, you have a balanced meal with minimal effort. It’s great for weeknights when you don’t want to deal with much cleanup or stress. This recipe respects your time and budget, letting you enjoy a healthy meal while still being mindful of your future savings.
Get the Recipe: Sausage and Veggies Sheet Pan Dinner

Stuffed Bell Pepper Casserole

Stuffed bell pepper casserole in a pan with a wooden spoon.
Stuffed Bell Pepper Casserole. Photo credit: Real Balanced.

Stuffed Bell Pepper Casserole is a great budget-friendly meal that helps you stretch your dollars while still feeding the family well. Ground meat, rice, tomatoes, cheese, and bell peppers are baked together into a hearty, simple dish. It’s perfect for those busy nights when you want something filling without spending too much time in the kitchen. This casserole is easy on the wallet, and it’s a perfect way to make a healthy meal while keeping future savings in mind.
Get the Recipe: Stuffed Bell Pepper Casserole

Cabbage and Sausage

A pan of cabbage and sausage garnished with fresh herbs.
Cabbage and Sausage. Photo credit: Real Balanced.

Cabbage and Sausage shows how you can make a great meal from inexpensive ingredients. This dish comes together in about 20 minutes with cabbage and sausage, making it perfect for nights when time and energy are in short supply. It’s a simple and hearty option that will keep you full without cost. If you’re looking to save money but still want something homemade, this is an easy choice. It’s practical, affordable, and leaves you feeling good about your food choices.
Get the Recipe: Cabbage and Sausage

Spinach Chicken Bake

A serving spoon serving of creamy spinach chicken bake.
Spinach Chicken Bake. Photo credit: Real Balanced.

Spinach Chicken Bake is a kind and practical solution for those busy nights when you need something quick and affordable. Chicken thighs, spinach, and a creamy cheese sauce come together in 30 minutes, giving you a balanced meal without breaking the bank. This dish helps you get more greens into your diet and is perfect for feeding the family on a budget. Plus, it’s a great way to cut back on takeout and keep your food costs low, which makes your wallet and future savings happy.
Get the Recipe: Spinach Chicken Bake

Loaded Broccoli Cauliflower Casserole

A casserole dish filled with broccoli and cheese.
Loaded Broccoli Cauliflower Casserole. Photo credit: Real Balanced.

Loaded Broccoli Cauliflower Casserole is perfect for families or anyone looking for an affordable, comforting dinner. Using frozen broccoli and cauliflower means you’re keeping costs down while serving something hearty. Ready in about 30 minutes, it’s a practical dinner for busy nights when you want something easy but still delicious. It’s a thoughtful way to stretch your ingredients, save money, and enjoy a great meal — all while keeping that retirement fund growing.
Get the Recipe: Loaded Broccoli Cauliflower Casserole

Tuna Egg Salad

A close-up of a bowl of tuna egg salad mixed with celery, onions, and dill, topped with freshly ground black pepper, with a spoon placed on the side.
Tuna Egg Salad. Photo credit: Real Balanced.

Tuna Egg Salad is the perfect go-to when you need something quick and budget-friendly. It’s made with canned tuna, hard-boiled eggs, Greek yogurt, celery, and onions — all simple ingredients that come together in about 25 minutes. This practical, affordable dish helps stretch your food budget without sacrificing flavor. It’s also great for meal prep, saving time during the week. You’ll feel good about how much you save on your grocery bill and for the long term.
Get the Recipe: Tuna Egg Salad

Grilled Hot Honey Chicken

Grilled chicken pieces with a glossy glaze, garnished with chopped herbs, served on a beige plate.
Grilled Hot Honey Chicken. Photo credit: Real Balanced.

Grilled Hot Honey Chicken combines sweet and spicy flavors in a quick, affordable way and is perfect for weeknights. Chicken thighs are marinated in a simple hot honey sauce and then grilled. It all comes together in 45 minutes. You can make the sauce beforehand to save a little extra time later. This dish is easy to prepare and great for leftovers, making it a practical and budget-friendly choice. It’s a simple way to cut down on takeout while enjoying something special at home.
Get the Recipe: Grilled Hot Honey Chicken

Chicken Tater Tot Casserole

A casserole dish filled with tater tots, shredded chicken, and corn, topped with melted cheese and green onions.
Chicken Tater Tot Casserole. Photo credit: Real Balanced.

Chicken Tater Tot Casserole is a great way to feed your family without stretching your budget. It’s made with shredded chicken, tater tots, corn, and cheese, all baked together in one dish. This simple meal doesn’t take much time to prepare, and it’s comforting enough to feel like a treat after a long day. Plus, it’s budget-friendly and helps you save for the things that matter, like your future. If you need a quick meal and perfect for leftovers, this casserole is a practical, family-friendly choice.
Get the Recipe: Chicken Tater Tot Casserole

Chicken Caesar Pasta Salad

A fresh Caesar salad with chicken, croutons, tomatoes, and dressing, served in a large white bowl with a fork.
Chicken Caesar Pasta Salad. Photo credit: Real Balanced.

Chicken Caesar Pasta Salad is a quick, simple meal that’s light on effort but still filling. You’ll need pre-cooked chicken, croutons, greens, and pasta, all mixed with Caesar dressing. This dish is perfect when you need something fast and affordable. It only takes about 25 minutes to make and can be prepped ahead of time for the week. You’ll feel good knowing this meal saves time and money, and the whole family can enjoy it — a great option for busy nights or meal prep.
Get the Recipe: Chicken Caesar Pasta Salad

Crock Pot Taco Soup

A crock pot of taco soup.
Crock Pot Taco Soup. Photo credit: Plays Well With Butter.

Crock Pot Taco Soup makes life easier when juggling a lot, but you still want a comforting meal. Add ground beef, tomatoes, cream cheese, and some spices to the slow cooker, and let it do its thing. It’s a filling dish that’s budget-friendly and requires little effort. This soup is a great choice when trying to avoid eating out but don’t have much time to cook. Plus, it makes enough for leftovers, so you’re set for another meal, saving you time and money in the long run.
Get the Recipe: Crock Pot Taco Soup

Tuna Macaroni Salad

Close-up of a creamy pasta salad sprinkled with paprika and garnished with chopped herbs in a white bowl.
Tuna Macaroni Salad. Photo credit: Real Balanced.

Tuna Macaroni Salad is a perfect go-to when you want something filling and easy on your wallet. With simple ingredients like tuna, hard-boiled eggs, celery, and pasta, this dish comes together in around 40 minutes. It’s a great solution for when you want something quick but don’t want to blow your budget. This salad also works well for meal prepping since it holds in the fridge, making it great throughout the week. It’s one of those meals that helps you save time and money while serving something good.
Get the Recipe: Tuna Macaroni Salad

Garlic Butter Chicken Bites

A plate of garlic butter chicken bites.
Garlic Butter Chicken Bites. Photo credit: Real Balanced.

Garlic Butter Chicken Bites are perfect for those nights when you want a great meal fast and without spending much. These bites come together in just 20 minutes and only need ingredients like chicken and garlic butter. This dish is great for those busy nights when you don’t have time to mess around in the kitchen but still want to save money by skipping takeout. It’s a great way to serve up something that feels special without dipping too deep into your grocery budget.
Get the Recipe: Garlic Butter Chicken Bites

Baked Ravioli

A close-up of a cheesy baked ravioli garnished with herbs, with a fork lifting a portion to show the melted cheese.
Baked Ravioli. Photo credit: Real Balanced.

Baked Ravioli is perfect when you’re looking for a hearty, comforting meal that doesn’t take much time or money. You can have a meal ready in about an hour with just frozen ravioli, marinara sauce, and cheese. It’s great for busy nights when you need something simple but still filling. Plus, it’s a great way to save money without giving up on good food. Easy steps, minimal effort, and it’s kind to your budget — a real win for your future savings.
Get the Recipe: Baked Ravioli

Broccoli Casserole

A casserole dish with broccoli and cheese in it.
Broccoli Casserole. Photo credit: Real Balanced.

Broccoli Casserole is a simple, wholesome dish that’s great when you need to feed the family on a budget. With fresh broccoli, creamy mushroom soup, and a crunchy cracker topping, it’s easy to get veggies into dinner without much effort. It’s ready in about 50 minutes, which makes it perfect for when you want something comforting but affordable. This casserole helps you save time and money while keeping everyone happy. It’s a filling meal that’s easy on the wallet and the clock.
Get the Recipe: Broccoli Casserole

White Bean Soup

A bowl of white bean soup with carrots and croutons.
White Bean Soup. Photo credit: Real Balanced.

White Bean Soup is a comforting, budget-friendly meal ready in about 40 minutes. You can create a rich and hearty soup without much effort using canned beans, carrots, celery, and spinach. The beans give it a creamy texture without needing any cream, making this soup both affordable and delicious. It’s perfect for meal prep, too — cook a big batch, and you’ll have lunches or dinners ready for the week. This soup lets you eat well without stretching your grocery budget, leaving you more money for what matters.
Get the Recipe: White Bean Soup

Canned Chicken Patties

Chicken patties with broccoli on a plate.
Canned Chicken Patties. Photo credit: Real Balanced.

Canned Chicken Patties are a simple, budget-friendly meal that’s quick to make and easy to enjoy. With just canned chicken, eggs, Parmesan, and almond flour or sunflower seed meal, you can whip up crispy patties in no time. They’re perfect for meal prepping or a quick dinner when you want something affordable. The ingredients are easy to find and won’t break the bank, so you can make these patties without worrying about the cost. It’s a smart, budget-friendly way to enjoy good food.
Get the Recipe: Canned Chicken Patties

Creamy Ground Beef Skillet with Cauliflower Rice

Creamy ground beef skillet with cauliflower rice with a wooden spoon.
Creamy Ground Beef Skillet with Cauliflower Rice. Photo credit: Real Balanced.

Creamy Ground Beef Skillet with Cauliflower Rice gives you a filling, flavorful meal without wasting time or money. It’s packed with ground beef, cauliflower rice, and mushrooms, come together in one pan and are ready in about 30 minutes. With just one pan to clean, it’s great for busy nights when you need a quick meal and don’t want to spend extra time on dishes. This recipe is easy on your budget and leaves you with more time and money for the things that matter.
Get the Recipe: Creamy Ground Beef Skillet with Cauliflower Rice

Chicken Pot Pie Soup

Chicken pot pie soup in a white bowl with a spoon.
Chicken Pot Pie Soup. Photo credit: Real Balanced.

Chicken Pot Pie Soup takes all the classic flavors you love about chicken pot pie and turns it into an easy, affordable soup. It combines chicken, potatoes, carrots, and a rich creamy broth. It’s like comfort food in a bowl but without the hassle of baking a pie. This soup comes together in about an hour, making it perfect for weeknight dinners when time is short and your budget is even shorter. It’s hearty and simple, which means you’ll save money without cutting back on flavor.
Get the Recipe: Chicken Pot Pie Soup

Jalapeño Popper Chicken Salad

A glass bowl of jalapeño popper chicken salad ingredients.
Jalapeño Popper Chicken Salad. Photo credit: Real Balanced.

Jalapeño Popper Chicken Salad is a great choice for a quick, affordable meal that doesn’t feel like your usual salad. Diced chicken breast, roasted jalapeños, crispy bacon, and a creamy dressing make it special without stretching your budget. With a 20-minute prep time, it’s a great option for busy days when you need something simple yet flavorful. This salad gives you the variety you need without the extra cost. You can make it with ingredients you likely have on hand, keeping things easy and budget-friendly.
Get the Recipe: Jalapeño Popper Chicken Salad

Cheesy Beef Casserole with Cauliflower Rice and Spinach

Cheesy beef casserole with cauliflower rice and spinach being spooned out of a baking dish.
Cheesy Beef Casserole with Cauliflower Rice and Spinach. Photo credit: Real Balanced.

Cheesy Beef Casserole is perfect when you want something hearty without spending a lot. Lean ground beef, cauliflower rice, spinach, and cheddar cheese come together in one ready dish in about 30 minutes. It’s a full meal with protein and veggies, making it great for weeknight dinners. You’ll love how easy it is to throw together, and it’s filling enough that you won’t be hungry an hour later. This casserole shows you don’t need to overspend to get a great meal on the table.
Get the Recipe: Cheesy Beef Casserole with Cauliflower Rice and Spinach

Green Chile Chicken

Green chile chicken in a pan with a wooden spoon.
Green Chile Chicken. Photo credit: Real Balanced.

Green Chile Chicken is what you need when you’re in a hurry but still want a meal with some flavor. Leftover chicken, canned green chiles, and a few simple spices make this dish quick and easy, with a 20-minute total cooking time. It’s perfect for those nights when you don’t want to spend much time or money but still want something good. Simple, straightforward, and budget-friendly, it’s proof that you don’t need fancy ingredients to make a great meal. Your taste buds and your wallet will thank you.
Get the Recipe: Green Chile Chicken

Chicken with Creamy Mushroom Sauce

Chicken with creamy mushroom sauce in a pan.
Chicken with Creamy Mushroom Sauce. Photo credit: Real Balanced.

Chicken with Creamy Mushroom Sauce sounds fancy, but it’s a quick, affordable dinner perfect for weeknights. You’ve got chicken thighs, mushrooms, sun-dried tomatoes, and Parmesan, all coming together in a rich, creamy sauce. It’s ready in 30 minutes so that you won’t spend hours in the kitchen. It feels like a treat but doesn’t have a high price tag. Whether cooking for yourself or the whole family, this is a great way to enjoy a delicious dinner without overspending.
Get the Recipe: Chicken with Creamy Mushroom Sauce

Fried Cabbage with Bacon

A pan full of bacon and cabbage with a wooden spoon.
Fried Cabbage with Bacon. Photo credit: Real Balanced.

Fried Cabbage with Bacon is a quick and easy side dish with a lot of flavor. Cabbage, bacon, and onions come together in about 25 minutes, giving you something delicious without fancy ingredients. It’s perfect for weeknights when you want a budget-friendly dish that still feels like a treat. Bacon adds richness to the cabbage, filling this dish without spending much. It’s a simple, affordable way to make your meals go further, leaving you with more money for the things that matter most.
Get the Recipe: Fried Cabbage with Bacon

Bacon Ranch Chicken Salad Cucumber Boats

Bacon ranch chicken salad cucumber boats lined up on a plate.
Bacon Ranch Chicken Salad Cucumber Boats. Photo credit: Real Balanced.

Bacon Ranch Chicken Salad Cucumber Boats are a quick, fresh meal that’s easy on both time and money. Mixing canned chicken, bacon, cheddar, and ranch seasoning takes just a few minutes, and scooping the mix into cucumbers keeps it light and refreshing. It’s a great way to stretch your budget without sacrificing flavor. Plus, the crunchy cucumber and creamy chicken make every bite feel delicious. It is a smart choice for eating well without spending too much.
Get the Recipe: Bacon Ranch Chicken Salad Cucumber Boats

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