27 cheap dinners that’ll keep you and your retirement fund full

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Cheap dinners don’t just save you money; they also keep your retirement fund from looking like an empty piggy bank. Forget about splurging on pricey ingredients when you can whip up great meals that are easy on the wallet and still leave you satisfied. These recipes are perfect for anyone who wants to eat well without feeling like they’re burning through their savings.

Close-up of a creamy macaroni salad with tuna and a sprinkle of paprika and chopped parsley in a white bowl.
Tuna Macaroni Salad. Photo credit: Real Balanced.

Shake and Bake Pork Chops

Shake and bake pork chops on a baking sheet.
Shake and Bake Pork Chops. Photo credit: Real Balanced.

Shake and Bake Pork Chops is an economical and efficient dinner solution. Coat the pork chops with mayo, breadcrumbs, and herbs before baking to achieve a crispy exterior while keeping the inside moist. This method enhances the flavor and uses affordable ingredients for a cost-effective meal. The process takes about 25 minutes, making it a quick option for busy evenings. It’s a straightforward way to enjoy a hearty meal at home, allowing you to save money for retirement and spend less on takeout.
Get the Recipe: Shake and Bake Pork Chops

Garlic Butter Chicken Bites

A plate of garlic butter chicken bites.
Garlic Butter Chicken Bites. Photo credit: Real Balanced.

Garlic Butter Chicken Bites are simple to prepare and budget-friendly. Start with cost-effective chicken breasts, cut them into pieces, coat them with cornstarch, and pan-fry until golden. Then, toss them in a rich garlic butter sauce for added flavor. The entire meal comes together in about 20 minutes. It’s a practical choice for a quick dinner that reduces dining-out expenses, helping you save more towards retirement. This dish is also great for those nights when you need something fast and delicious without the high cost.
Get the Recipe: Garlic Butter Chicken Bites

Sausage and Veggies Sheet Pan Dinner

Sausage and veggies sheet pan dinner with a spoon.
Sausage and Veggies Sheet Pan Dinner. Photo credit: Real Balanced.

Sausage and Veggies Sheet Pan Dinner epitomizes simplicity and cost efficiency. It features Polish sausage, zucchini, broccoli, and sweet peppers on a sheet pan and roast for 30 minutes. This meal requires minimal cleanup and preparation time, making it a great choice for a stress-free dinner. It helps save time and money, which can be directed towards your retirement savings. This dinner is also great for anyone looking to cut back on kitchen duties while enjoying a wholesome meal.
Get the Recipe: Sausage and Veggies Sheet Pan Dinner

Easy Tuna Noodle Casserole

A casserole dish filled with pasta and peas.
Easy Tuna Noodle Casserole. Photo credit: Real Balanced.

Easy Tuna Noodle Casserole uses readily available ingredients like egg noodles, canned tuna, and peas to whip up a cost-effective meal. This dish is quick to prepare, typically ready in about 30 minutes, and is great for batch cooking, leaving you with leftovers for multiple meals. It helps reduce grocery costs and simplifies meal prep, making it easier to manage your budget. This casserole is especially valuable for those looking to cut down on meal expenses and save time, allowing for more focus on financial planning and less on daily meal decisions.
Get the Recipe: Easy Tuna Noodle Casserole

Reuben Bowls

Sautéed red and white cabbage in a pan, topped with melted cheese and a drizzle of pink sauce, with a serving spoon.
Reuben Bowls. Photo credit: Real Balanced.

Reuben Bowls are a clever choice for a hearty meal that’s both quick and budget-friendly. Ready in just 30 minutes, this dish combines sliced corned beef with either cabbage or coleslaw, sauerkraut, and melted Swiss cheese. It’s all combined with a homemade Thousand Island dressing that adds a rich, creamy texture. This meal fills you up and helps keep your grocery bills low, allowing you to save more towards your retirement. It’s perfect for a delicious meal without too much work or expense.
Get the Recipe: Reuben Bowls

Broccoli Casserole

A casserole dish with broccoli and cheese in it.
Broccoli Casserole. Photo credit: Real Balanced.

Broccoli Casserole mixes fresh broccoli with a creamy mushroom sauce topped with melted cheese, creating a large, delicious meal perfect for family dinners or gatherings. It’s economical to feed a group or ensure leftovers for the week, keeping your food budget well-managed. The casserole is also straightforward, freeing up your evening for other activities. By preparing this dish, you’re making a cost-effective choice that doesn’t sacrifice taste for affordability, and you can enjoy great meals while saving money.
Get the Recipe: Broccoli Casserole

Canned Chicken Patties

Chicken patties with broccoli on a plate.
Canned Chicken Patties. Photo credit: Real Balanced.

Canned Chicken Patties are a quick and effective solution for a busy schedule. It’s made with canned chicken, eggs, Parmesan, and a few spices, and these patties are ready in just 20 minutes. They are a great option for a high-protein meal that keeps costs down while delivering great flavor. Serve them with vegetables or a simple salad for a meal that won’t break the bank. These patties also store well, so you can prepare ahead for even easier meal times, perfect for those days when time and money are tight.
Get the Recipe: Canned Chicken Patties

Tuna Macaroni Salad

A close-up image of a bowl of tuna pasta salad garnished with herbs and sprinkled with spices.
Tuna Macaroni Salad. Photo credit: Real Balanced.

Tuna Macaroni Salad is a great choice for budget-conscious diners. This dish combines elbow macaroni with canned tuna, hard-boiled eggs, mayonnaise, sweet relish, and mustard. It’s ready in just 20 minutes, making it perfect for days you’re short on time. It uses common, inexpensive ingredients, and this salad is a smart way to keep your meal costs down while still enjoying a filling meal. It also helps manage daily expenses, allowing you to allocate more funds towards future savings.
Get the Recipe: Tuna Macaroni Salad

Spinach Chicken Bake

A serving spoon serving of creamy spinach chicken bake.
Spinach Chicken Bake. Photo credit: Real Balanced.

Spinach Chicken Bake combines juicy chicken thighs, cream cheese, mozzarella, and fresh spinach. This dish is cost-effective and straightforward to prepare, taking about 45 minutes to bake. It’s a great option for making large batches you can freeze and reheat. You’re guaranteed a good meal on hand anytime. By saving on dining out, you’ll find more money in your pocket for other needs, making it easier to manage your finances while enjoying a hearty dinner.
Get the Recipe: Spinach Chicken Bake

Chicken Tater Tot Casserole

A casserole dish filled with tater tots, shredded chicken, and corn, topped with melted cheese and green onions.
Chicken Tater Tot Casserole. Photo credit: Real Balanced.

Chicken Tater Tot Casserole combines comfort with economy. The recipe involves layering shredded chicken with cream of mushroom soup, frozen tater tots, and cheese, then baking until bubbly and golden. Preparation and cooking take about 45 minutes. It’s a meal that serves plenty without costing a lot, making it perfect for family dinners. This casserole is a hit for those seeking a filling dinner that helps stretch the monthly budget further while still serving a hearty and comforting meal.
Get the Recipe: Chicken Tater Tot Casserole

Stuffed Bell Pepper Casserole

Stuffed bell pepper casserole in a pan with a wooden spoon.
Stuffed Bell Pepper Casserole. Photo credit: Real Balanced.

Stuffed Bell Pepper Casserole uses economical ingredients to create a flavorful feast in under an hour. With ground meat, onions, peppers, diced tomatoes, rice, and seasonings, it’s a practical dish designed to use leftovers efficiently. This meal is perfect for anyone wanting to stretch their food budget further while enjoying a great dinner. Preparing this casserole can help cut food waste and save money, making it a smart choice for cost-conscious cooks.
Get the Recipe: Stuffed Bell Pepper Casserole

Cabbage and Sausage

Cabbage and sausage on a plate with a fork.
Cabbage and Sausage. Photo credit: Real Balanced.

Cabbage and Sausage is a quick, budget-friendly solution for a filling dinner, ready in about 25 minutes. This dish pairs smoked sausage with cabbage, which softens and absorbs the flavorful juices and spices from the sausage as it cooks. It’s a simple meal with affordable ingredients to create a hearty dinner. This recipe is perfect for busy individuals or families looking to enjoy a good meal without spending a lot or taking too much time cooking. Plus, it leaves you feeling full and satisfied, which is great for your wallet and well-being.
Get the Recipe: Cabbage and Sausage

Chicken Caesar Pasta Salad

A fresh Caesar salad with chicken, croutons, tomatoes, and dressing, served in a large white bowl with a fork.
Chicken Caesar Pasta Salad. Photo credit: Real Balanced.

Chicken Caesar Pasta Salad is an easy, economical recipe that combines the crispness of romaine lettuce with the juiciness of cherry tomatoes, the heartiness of shredded chicken, and the comforting taste of pasta, all tossed with a creamy Caesar dressing. It’s quick to make, perfect for a last-minute dinner or a speedy lunch, and uses ingredients that won’t break the bank. This salad is great for those busy days when you need a meal that’s both nourishing and won’t require too much time or money, making it easier to stick to your financial goals.
Get the Recipe: Chicken Caesar Pasta Salad

Slow Cooker Split Pea Soup

Slow cooker split pea soup garnished with fresh parsley in a bowl with a spoon.
Slow Cooker Split Pea Soup. Photo credit: Real Balanced.

Slow Cooker Split Pea Soup is perfect for setting in the morning and returning to a comforting meal. This dish uses split peas, broth, and ham to create a rich, hearty soup perfect for cold days. It’s a cost-effective meal that uses the slow cooker to reduce energy usage and save on utilities. With minimal prep required and the ability to cook while you’re away, it’s perfect for busy individuals looking to simplify their meal prep without sacrificing taste or quality.
Get the Recipe: Slow Cooker Split Pea Soup

Loaded Broccoli Cauliflower Casserole

A casserole dish filled with broccoli and cheese.
Loaded Broccoli Cauliflower Casserole. Photo credit: Real Balanced.

Loaded Broccoli Cauliflower Casserole is a great dish that’s as easy on your budget as it is to prepare. It features frozen broccoli and cauliflower in a cheesy sauce with bacon bits on top, making it both nutritious and hearty. This casserole can be whipped up in about 30 minutes and is a great way to use cost-effective ingredients while still making a special meal. It’s a perfect choice for those evenings when you want something quick and delicious without spending a lot.
Get the Recipe: Loaded Broccoli Cauliflower Casserole

Crock Pot Taco Soup

A crock pot of taco soup.
Crock Pot Taco Soup. Photo credit: Plays Well With Butter.

Crock Pot Taco Soup is a brilliant choice for anyone keen on saving money without sacrificing flavor. This dish uses ground beef, cream cheese, canned tomatoes with green chilies, and spices like chili powder and cumin. It can be cooked quickly in 4 hours on high or allowed to develop richer flavors over 6-7 hours on low. This soup is easy to prepare and cost-effective, using pantry staples to create a filling meal that stretches your dollar further. As a bonus, it’s a great way to make several meals at once, simplifying your week and leaving more time for what matters to you.
Get the Recipe: Crock Pot Taco Soup

Baked Ravioli

A close-up of a cheesy baked ravioli garnished with herbs, with a fork lifting a portion to show the melted cheese.
Baked Ravioli. Photo credit: Real Balanced.

Baked Ravioli turns simple ingredients into a hearty meal, perfect for those looking to eat well on a budget. It uses frozen ravioli and marinara sauce, baked with layers of melted cheese, for a lasagna-like dish that requires minimal effort. This meal is a great choice for busy evenings, allowing you to save money and time. At the same time, it ensures a comforting dinner is ready when you are, helping you stash a little extra cash for the future. Baked Ravioli is especially great for storing those bits and pieces in the fridge, reducing waste and maximizing your grocery spend.
Get the Recipe: Baked Ravioli

Bacon Ranch Chicken Salad Cucumber Boats

Bacon ranch chicken salad cucumber boats lined up on a plate.
Bacon Ranch Chicken Salad Cucumber Boats. Photo credit: Real Balanced.

Bacon Ranch Chicken Salad Cucumber Boats is a fresh take on budget dining. It uses inexpensive ingredients like canned chicken and bacon to create a light yet flavorful meal. Ready in just a few minutes, these cucumber boats are perfect for a quick lunch or a snack. They’re a smart pick for anyone wanting to keep meal costs low while enjoying fresh, great-tasting food. Additionally, their simplicity and quick prep time mean you can spend more time on your other priorities without worrying about meal costs.
Get the Recipe: Bacon Ranch Chicken Salad Cucumber Boats

White Bean Soup

A bowl of white bean soup with carrots and croutons.
White Bean Soup. Photo credit: Real Balanced.

White Bean Soup is a robust and economical choice that combines canned beans, vegetables, and spinach in about 40 minutes. The soup is thickened by pureeing half the beans, which adds a creamy texture without cream. It’s a warming meal perfect for chilly evenings and tight budgets. By choosing this soup, you’re enjoying a nutritious dinner and managing your grocery spending efficiently. This meal shows that you can eat well even when you’re looking to cut costs, and it’s perfect for those nights when you need something both comforting and simple.
Get the Recipe: White Bean Soup

Creamy Ground Beef Skillet with Cauliflower Rice

Ground meat dish topped with melted cheese and garnished with herbs in a skillet.
Creamy Ground Beef Skillet with Cauliflower Rice. Photo credit: Real Balanced.

The Creamy Ground Beef Skillet with Cauliflower Rice is a fast and delicious dinner option that combines cost-effective ingredients like ground beef and cauliflower rice. This meal is ready in 30 minutes and cooks in one pan, making preparation and cleanup a breeze. It’s great for those evenings when you’re short on time but still want something hearty and home-cooked. This dish saves you time and helps keep your budget in check. Perfect for when you’re trying to save for bigger goals like retirement.
Get the Recipe: Creamy Ground Beef Skillet with Cauliflower Rice

Jalapeño Popper Chicken Salad

A glass bowl of jalapeño popper chicken salad ingredients.
Jalapeño Popper Chicken Salad. Photo credit: Real Balanced.

This Jalapeño Popper Chicken Salad is a lively mix of baked chicken, crispy bacon, and charred jalapeños, combined with a creamy dressing of mayo or sour cream, spiced with hot sauce. This dish is ready in about 40 minutes, making it a practical choice for quick, budget-friendly meals. It’s perfect for those who love bold flavors but must keep an eye on spending. Plus, making this salad at home reduces the need to splurge at restaurants, saving you money that can go towards more important expenses.
Get the Recipe: Jalapeño Popper Chicken Salad

Cheesy Beef Casserole with Cauliflower Rice and Spinach

Cheesy beef casserole with cauliflower rice and spinach being spooned out of a baking dish.
Cheesy Beef Casserole with Cauliflower Rice and Spinach. Photo credit: Real Balanced.

Cheesy Beef Casserole with Cauliflower Rice and Spinach merges cost-effective ingredients like ground beef, cauliflower rice, spinach and cheddar cheese into a delicious and hearty meal in 30 minutes. This dish can also be prepared and frozen, making it a perfect solution for busy weeknights. It helps you extend your food budget by using affordable ingredients. Serving this casserole can simplify your meal planning and reduce the stress of last-minute cooking, ultimately leading to more fun family dinners.
Get the Recipe: Cheesy Beef Casserole with Cauliflower Rice and Spinach

Green Chile Chicken

Green chile chicken in a pan with a wooden spoon.
Green Chile Chicken. Photo credit: Real Balanced.

Green Chile Chicken is a cost-effective and simple dinner option that combines chicken with green chilies and cheese into a creamy, mildly spicy dish. It only takes 20 minutes to prepare, making it perfect for quick weeknight meals. This dish is great for those who need to whip up dinner fast without spending a lot. By using simple ingredients that are often on hand, you can avoid extra trips to the store, saving both time and money, which adds to a more relaxed evening at home.
Get the Recipe: Green Chile Chicken

Mini Spicy Canned Salmon Patties

Mini spicy canned salmon patties in a serving bowl.
Mini Spicy Canned Salmon Patties. Photo credit: Real Balanced.

Mini Spicy Canned Salmon Patties are made from affordable canned salmon mixed with eggs, jalapeños, and pork rinds. They serve a flavorful meal option that’s both quick and economical. These patties can be prepared in about 30 minutes and are great for a light dinner or a delicious snack. Using canned salmon saves money and makes this recipe a smart choice for anyone trying to cut grocery bills. These patties can easily become a go-to meal, helping you maintain your budget without sacrificing taste.
Get the Recipe: Mini Spicy Canned Salmon Patties

Cheesy Fajita Baked Chicken

Cheesy chicken fajita bake in a baking pan.
Cheesy Fajita Baked Chicken. Photo credit: Real Balanced.

Cheesy Fajita Baked Chicken is an affordable and quick dish that combines chicken, cream cheese, mozzarella, and sweet peppers for a flavorful meal in just 30 minutes. It’s a practical choice for a filling dinner that shortens preparation and cooking time. This dish saves you money and time, perfect for busy evenings. It’s a great way to feed the family a delicious meal without the hassle or the high cost, making dinner time something everyone looks forward to without stress.
Get the Recipe: Cheesy Fajita Baked Chicken

Fried Cabbage with Bacon

A pan full of bacon and cabbage with a wooden spoon.
Fried Cabbage with Bacon. Photo credit: Real Balanced.

Fried Cabbage with Bacon combines simple, cost-effective ingredients like cabbage, bacon, and onion into a quick, hearty dish perfect for a last-minute dinner. It cooks in minutes and is a great way to use staple pantry items effectively. This meal is particularly good for busy nights when you need something straightforward yet filling. It also helps cut down on food waste and ensure that every ingredient is used efficiently, which can help keep your grocery budget in check.
Get the Recipe: Fried Cabbage with Bacon

Chicken Corn Soup

A bowl of chicken corn soup garnished with parsley.
Chicken Corn Soup. Photo credit: Real Balanced.

Chicken Corn Soup is a comforting and economical recipe that combines chicken, potatoes, carrots, and corn into a hearty soup. This soup is not only rich and filling but also budget-friendly, making it a perfect dish for large-batch cooking. It’s a great choice for stretching your grocery dollar further and serves a comforting meal that can be frozen and enjoyed later. This soup is especially great for saving time and money, helping you focus on your financial well-being while enjoying good food.
Get the Recipe: Chicken Corn Soup

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